Inman News
Today's Top Real Estate News
Provided by Inman News
August 19, 2008 07:00 PM


Why won't my mobile home sell?
Park owners may be to blame

Is $30K salary enough to afford Miami?
Wannabe buyer may be in luck with new housing legislation

Don't wait until selling to make repairs
Finding and fixing problems early can save money down the line

With buyer lined up, who needs an agent?
Attorney can do job for less than 6%

Composite decking not infallible
Despite benefits over natural wood, warping and rotting still possible

Skyscrapers wouldn't exist without prime invention
How technology, land prices conspired to change history

Better ROI: real estate or stocks?
Landlording is hard work, but tax benefits may tip scale

Tenants pressure landlord to change smoking policy
Rent it Right

When home won't sell, consider rent-to-own
Buyer should have proper insurance, finances to justify arrangement

What happens when landlord sells my home?
Protocol for move-out notice, expenses depends on key factors

Can landlord abruptly declare 'no pets' policy?
Some say about-face puts unfair burden on existing tenants

Sellers, don't skimp on price reduction
REThink Real Estate

Failed drywall tape common on new homes
Save $950 by fixing it yourself

Make your vacation home a boat
If vessel qualifies, setup affords tax benefits

Integrite' First Mortgage is awarded several Mortgage Loan Origination and Processing Quality Awards!

Integrite' First Mortgage is the recent recipient of serveral Lender Mortgage Loan Origination and Processing Quality Awards.  IFM is consistently performing their mortgage services for their customers at a high level of quality.  Their performance during the origination and processing phases of the mortgage process, which are the largest portions of the mortgage process, was exceptional and accurate.  This performance of detailed work made the mortgage process smoother and timely for all parties involved.

 

Integrite' First Mortgage sees continued growth in 2008!

Integrite' First Mortgage is experiencing continuing growth in the number of mortgages brokered in 2009.  The company sees the number of their closed mortgages in 2008 rising about 25% from 2007 levels.  This is due to the continued strong relationships with their strong lenders and their continued quality service and integrity policies.  IFM has never taken much risk in their relationships with lenders or borrowers.  This has positioned the company to remain strong in the mortgage industry when many mortgage brokers and lenders are closing their doors.  Integrite' First Mortgage remains very positive regarding their outlook for 2009.

 

Integrite' First Mortgage provides service to all of South Carolina and maintains it's borrower's convenience and confidence!

Integrite' First Mortgage provides their mortgage services to all parts of the State of South Carolina.  They maintain their borrower's convenience by maintaining close dialogue through the telephone, internet, mail, email, and facsimile systems.  The borrowers also select their own attorney to coordinate their mortgage closing so they can remain local.  IFM coordinates with these attorneys to maintain a smooth closing.  This convenience provides borrowers with the lowest interest rates and confidence they need to insure a comfortable and successful mortgage experience.

Integritè First Mortgage is offering the usual Low Closing Costs option and now a TRUE No Closing Costs option for new mortgages!

Integrite' First Mortgage now has 2 options for every mortgage product they offer.  You can shoose the usual Low Closing Costs option or the TRUE No Closing Costs option for your new mortgage.

TRUE NO CLOSING COSTS MORTGAGE

* No Application Fee

* No Origination Fee

* No Appraisal Fee

* No Flood Certification Fee

* No Credit Report Fee

* No Tax Service Fee

* No Underwriting Fee

* No Commitment Fee

* No Doc Prep Fee

* No Prepayment Penalty

 

 Never attempt to secure a mortgage

 through a bank or credit union:

Their staff is often less educated and less experienced in mortgage services than the staff at Integrite' First Mortgage.  Their ignorance frequently results in bad service, higher interest rates, high closing costs, and mortgage delays.  Their mortgage staff is also not required to be licensed as we are.

Beware of the banks that advertise a mortgage with a no closing cost option.  These programs have higher interest rates and a separate fee for the program.  If you do not keep these mortgages for the duration of their amortized period (usually 30 years) you will have to pay higher closing costs when you sell your home or refinance this mortgage.(Banks and credit unions do not tell you this information until you get to the mortgage closing table.  You can either accept this deception or lose your new home at the closing table!  **Information provided by Bank/Credit Union account executives and mortgage processors)  It always costs the consumer dearly when they assume that the bank or credit union they are banking with has their best interest in mind when they apply for a new mortgage with them.  Remember that there are no free lunches with banks and credit unions!  Their products are money related and they will make it from you, one way or another!

(Check us out!  You will always find that we have a better interest rate and lower closing costs!)

                                                                                    


Integrite` First Mortgage 112 Jocassee Trace Lexington, SC 29072-7356
Phone: Toll Free Phone: Fax:

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